[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/staging-dmlawyer2.wordkeeper.net\/what-kinds-of-businesses-are-required-to-have-new-jersey-workers-compensation-insurance\/#Article","mainEntityOfPage":"https:\/\/staging-dmlawyer2.wordkeeper.net\/what-kinds-of-businesses-are-required-to-have-new-jersey-workers-compensation-insurance\/","headline":"What Kinds of Businesses Are Required to Have New Jersey Workers\u2019 Compensation Insurance?","name":"What Kinds of Businesses Are Required to Have New Jersey Workers\u2019 Compensation Insurance?","description":"Although non-governmental employers in the state of New Jersey are technically allowed to opt out of workers\u2019 compensation insurance coverage, some employers are required to have it. In this article, New Jersey workers\u2019 compensation lawyer Dan Matrafajlo will explain what business entities are required by New Jersey law to be covered by workers\u2019 compensation insurance:… Continue reading What Kinds of Businesses Are Required to Have New Jersey Workers\u2019 Compensation Insurance?<\/span><\/a>","datePublished":"2011-07-08","dateModified":"2025-09-04","author":{"@type":"Person","@id":"https:\/\/staging-dmlawyer2.wordkeeper.net\/author\/dmlawyer\/#Person","name":"Dan T. Matrafajlo","url":"https:\/\/staging-dmlawyer2.wordkeeper.net\/author\/dmlawyer\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4cd7921c278b5fce01aa11ff8757760e046d90270e00964f697cbd173dee30a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4cd7921c278b5fce01aa11ff8757760e046d90270e00964f697cbd173dee30a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Beninato & Matrafajlo Attorneys Law LLC.","logo":{"@type":"ImageObject","@id":"https:\/\/staging-dmlawyer2.wordkeeper.net\/wp-content\/uploads\/2021\/04\/logo.png","url":"https:\/\/staging-dmlawyer2.wordkeeper.net\/wp-content\/uploads\/2021\/04\/logo.png","width":366,"height":74}},"image":{"@type":"ImageObject","@id":"https:\/\/staging-dmlawyer2.wordkeeper.net\/wp-content\/uploads\/2015\/06\/workers-compensation.jpg","url":"https:\/\/staging-dmlawyer2.wordkeeper.net\/wp-content\/uploads\/2015\/06\/workers-compensation.jpg","height":200,"width":300},"url":"https:\/\/staging-dmlawyer2.wordkeeper.net\/what-kinds-of-businesses-are-required-to-have-new-jersey-workers-compensation-insurance\/","about":["Workers Compensation"],"wordCount":284,"keywords":["Work Injury","Workers' Compensation Program"],"articleBody":"Although non-governmental employers in the state of New Jersey are technically allowed to opt out of workers\u2019 compensation insurance coverage, some employers are required to have it. In this article, New Jersey workers\u2019 compensation lawyer Dan Matrafajlo will explain what business entities are required by New Jersey law to be covered by workers\u2019 compensation insurance:1. Corporations.Any business that is incorporated in the state of New Jersey must either obtain workers\u2019 compensation insurance coverage or apply and get approved for self-insurance, so long as one or more individuals associated with the business, including its corporate directors and officers, perform services on behalf of the corporation before, during, or in anticipation of financial consideration. \u201cFinancial consideration\u201d is defined as compensation for any work done; it includes cash, services, products, stocks, options to buy stocks, meals, lodging, etc.2. Partnerships and Limited Liability Companies (LLCs).Any business that is a partnership or a limited liability company in New Jersey must get workers\u2019 compensation insurance coverage or self-insurance as long as one or more individuals associated with the business, not including partners or members of the LLC, perform services on behalf of the business before, during, or in anticipation of financial consideration.3. Sole Proprietorships.Any business operating as a sole proprietorship in New Jersey must get workers\u2019 compensation insurance coverage or self-insurance as long as one or more individuals associated with the business, not including the principal owner, perform services on behalf of the business before, during, or in anticipation of financial consideration.If you\u2019ve been injured in a work-related accident, you may be entitled to New Jersey workers\u2019 compensation benefits. For a free consultation, contact experienced New Jersey workers\u2019 compensation lawyer Dan T.\u00a0Matrafajlo today. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"What Kinds of Businesses Are Required to Have New Jersey Workers\u2019 Compensation Insurance?","item":"https:\/\/staging-dmlawyer2.wordkeeper.net\/what-kinds-of-businesses-are-required-to-have-new-jersey-workers-compensation-insurance\/#breadcrumbitem"}]}]