[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/staging-dmlawyer2.wordkeeper.net\/talk-fault-drivers-insurance-adjuster\/#Article","mainEntityOfPage":"https:\/\/staging-dmlawyer2.wordkeeper.net\/talk-fault-drivers-insurance-adjuster\/","headline":"Should You Talk to the At-Fault Driver’s Insurance Adjuster?","name":"Should You Talk to the At-Fault Driver’s Insurance Adjuster?","description":"You\u2019ve just been in a car accident caused by another driver. You\u2019ve been hurt. Shortly afterward, you get a call from the other driver\u2019s insurance company. What should you do? \u00a0In your mind, liability is absolutely clear. \u00a0So, should you talk to the at-fault driver\u2019s insurance adjuster? \u00a0After all, maybe it will speed up the… Continue reading Should You Talk to the At-Fault Driver’s Insurance Adjuster?<\/span><\/a>","datePublished":"2018-02-28","dateModified":"2024-11-25","author":{"@type":"Person","@id":"https:\/\/staging-dmlawyer2.wordkeeper.net\/author\/dmlawyer\/#Person","name":"Dan T. Matrafajlo","url":"https:\/\/staging-dmlawyer2.wordkeeper.net\/author\/dmlawyer\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4cd7921c278b5fce01aa11ff8757760e046d90270e00964f697cbd173dee30a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4cd7921c278b5fce01aa11ff8757760e046d90270e00964f697cbd173dee30a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Beninato & Matrafajlo Attorneys Law LLC.","logo":{"@type":"ImageObject","@id":"https:\/\/staging-dmlawyer2.wordkeeper.net\/wp-content\/uploads\/2021\/04\/logo.png","url":"https:\/\/staging-dmlawyer2.wordkeeper.net\/wp-content\/uploads\/2021\/04\/logo.png","width":366,"height":74}},"image":{"@type":"ImageObject","@id":"https:\/\/staging-dmlawyer2.wordkeeper.net\/wp-content\/uploads\/2018\/02\/bigstock-204377989.jpg","url":"https:\/\/staging-dmlawyer2.wordkeeper.net\/wp-content\/uploads\/2018\/02\/bigstock-204377989.jpg","height":1067,"width":1600},"url":"https:\/\/staging-dmlawyer2.wordkeeper.net\/talk-fault-drivers-insurance-adjuster\/","about":["Car Accidents","Insurance"],"wordCount":652,"articleBody":"You\u2019ve just been in a car accident caused by another driver. You\u2019ve been hurt. Shortly afterward, you get a call from the other driver\u2019s insurance company. What should you do? \u00a0In your mind, liability is absolutely clear. \u00a0So, should you talk to the at-fault driver\u2019s insurance adjuster? \u00a0After all, maybe it will speed up the claims process.You\u2019re under no obligation to talk to the other driver\u2019s insurance company.Repeat. \u00a0You are not legally required to speak with the other driver\u2019s claims adjuster. \u00a0No matter how concerned the insurance company\u2019s representative appears to be, he or she has a job to do. \u00a0In short, the goal is to limit the amount of exposure needed to make you whole.Soon after your accident, the insurance companies for both you and the other driver will investigate liability for the crash. While you must cooperate with your own insurance company, you don\u2019t have to talk to the other driver’s insurer since you do not have a policy with them. And it is in your own best interest if you simply avoid doing so because you have nothing to gain.Then why is the other driver\u2019s car insurance company calling you?Again, the other driver\u2019s adjuster wants to resolve any accident claims with minimal cost to his\/her employer. To do so, the adjuster will try to pin some of the accident liability on you. \u00a0Even a small portion of blame on you will lessen any settlement or jury award.Insurance Adjuster Will Want Your StatementThe other driver\u2019s insurer may try to get you to provide a statement about the accident and your injuries in the hopes of getting you to make damaging remarks that can be used against you later on to reduce the claim.For example, they will contact you shortly after your accident before you understand the full nature of your injuries. The claims adjuster may lure you in by asking you to provide a statement about the accident and your injuries. You may tell them that you feel fine, but they will use that against you to argue that you were healthy at the time of the call.If you say anything, make it clear you were injured and never admit fault. Don\u2019t discuss details of the injury or consent to a recorded statement. Do not sign anything. If the adjuster wants information about the accident, direct them toward the police report. Remain calm and don\u2019t get intimidated.Just answer the basic questions as to where and when the accident occurred. Don\u2019t volunteer any additional information.Get Your Lawyer InvolvedThat being said, it is always best to retain a personal injury attorney to speak to the other driver’s insurance company. This holds especially true if the injury is severe and\/or the question of who caused the accident is in dispute.A personal injury lawyer will be familiar with typical tactics used by insurance adjusters that may be used to coax you into saying the wrong thing. It is to your advantage to seek the guidance of an experienced personal injury attorney in dealing with the other driver’s insurance company. Then, the insurance adjuster will be legally required to correspond with your lawyer directly instead of contacting you.Truth be told, this is good advice for any type of accident claim. \u00a0If you slipped and fell and are considering a lawsuit, you should also speak to an attorney before agreeing to talk with the insurance company. \u00a0The same is true if you suffered a workplace injury and are seeking workers\u2019 compensation benefits.Contact UsAt the Law Offices of Beninato & Matrafajlo, we have decades of experience representing injury victims. \u00a0\u00a0If you were hurt in a car accident that was not your fault, please call us to set up a free consultation."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Should You Talk to the At-Fault Driver’s Insurance Adjuster?","item":"https:\/\/staging-dmlawyer2.wordkeeper.net\/talk-fault-drivers-insurance-adjuster\/#breadcrumbitem"}]}]